
Social Security seems simple. You've been paying into it for decades — you just pick a date and start getting checks. But the claiming decision isn't administrative. It's an income design decision. And for most couples, getting it wrong costs six figures in lifetime benefits they never get back. This webinar is about making sure that doesn't happen to you.
Why the difference between claiming at 62 vs. 70 can mean $13,200 more per year — every year — for the rest of your life
The household strategy most couples completely miss — and how coordinating two claiming decisions can add tens of thousands in lifetime income
The one thing the higher-earning spouse does that permanently reduces the surviving spouse's income for the rest of their life
How pulling from the wrong accounts while collecting Social Security can quietly trigger a tax bill you never saw coming
The break-even framework Eric uses to calculate the right claiming age — for your health, your income, and your household — not a generic calculator

Eric Gaddy has been a fiduciary retirement advisor for over 33 years, helping families navigate the transition from saving money to living off it. He's the author of Retire Early: What Are You Waiting For? and has spent his career designing retirement income systems that are tax-aware, market-resilient, and built to last — no matter what the rules do next.
One Day Only!
Tues, Nov 18th 6pm EST
Join us from the comfort of your couch.
View on your computer, tablet, or phone!
Most people spend less than an hour thinking through their Social Security strategy. They claim when it feels right, follow what a neighbor did, or take the money as soon as it's available. And for a lot of couples, that default decision costs them $100,000 or more in lifetime income they'll never get back.
Eric will walk you through the exact framework he uses with every client — including how timing, spousal coordination, survivor benefits, and tax sequencing all connect — so you can make this decision deliberately, not by default.
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